Bobbi-Lyn REED, Plaintiff, Appellant, v. MBNA MARKETING SYSTEMS, INC., MBNA America Bank, N.A., and MBNA America Corporation, Defendants, Appellees. No. 02-2705.United States Court of Appeals, First Circuit.Heard May 8, 2003. Decided June 19, 2003. Appeal from the United States District Court for the District of Maine, George Z. Single, Chief Judge. Page 28 [EDITORS’ NOTE: […]