CARL KALE, PLAINTIFF, APPELLANT, v. COMBINED INSURANCE COMPANY OF AMERICA, DEFENDANT, APPELLEE. CARL KALE, PLAINTIFF, APPELLEE, v. COMBINED INSURANCE COMPANY OF AMERICA, DEFENDANT, APPELLANT. Nos. 87-1277, 87-1278.United States Court of Appeals, First Circuit.Heard September 15, 1988. Decided November 17, 1988. Page 747 [EDITORS’ NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES ARE NOT AN OFFICIAL PRODUCT OF […]